Housing Help

The full directory

Every program, in one place

All verified against official sources. Pick what you need.

More filters (province, level, search)

31 programs

ONTARIO

Monthly money toward your rent

Special Priority Policy (SPP) — Priority Access to Social Housing for Survivors of Abuse and Trafficking

If you are leaving abuse or human trafficking, Ontario can move you to the TOP of the social-housing (rent-geared-to-income) waiting list.

Worth it, but there can be a waitlist
Verified June 2026See if I can get this →
LONDON

Emergency rent money

Housing Stability Bank (London)

This is a London rent bank run by the Salvation Army Centre of Hope.

Easy to apply
Verified June 2026See if I can get this →
LONDON

Monthly money toward your rent

Community Housing / Rent-Geared-to-Income (London & Middlesex – Housing Access Centre)

This is subsidized housing in London and Middlesex County where your rent is set at about 30% of your income.

Worth it, but there can be a waitlist
Verified June 2026See if I can get this →
LONDON

Money paid to you

Canada-Ontario Housing Benefit (London & Middlesex referral)

This gives you money each month to help pay rent in a private place in London or Middlesex.

Easy to apply
Verified June 2026See if I can get this →
ST. THOMAS

Emergency rent money

Housing Stability Financial Assistance (HSFA) – St. Thomas & Elgin County

This is a one-time emergency fund in St.

Easy to applyYou qualify if you live in St
Verified June 2026See if I can get this →
ST. THOMAS

Monthly money toward your rent

Social Housing / Portable Housing Benefit Application – St. Thomas & Elgin

This is subsidized housing and portable housing benefits in St.

Worth it, but there can be a waitlistYou qualify if you have a low income in St
Verified June 2026See if I can get this →
SARNIA

Monthly money toward your rent

Lambton County Housing Services – Social Housing & Housing Allowance

Lambton County runs subsidized housing for Sarnia and Lambton County.

Worth it, but there can be a waitlist
Verified June 2026See if I can get this →
INGERSOLL

Monthly money toward your rent

Oxford County Community Housing (Rent-Geared-to-Income & Affordable Rental)

Oxford County runs subsidized housing for Ingersoll, Woodstock, Tillsonburg, and nearby townships.

Worth it, but there can be a waitlist
Verified June 2026See if I can get this →
INGERSOLL

Up to $15,000

Oxford County My Second Unit (Secondary Dwelling Forgivable Loan)

An Oxford County program offering homeowners an interest-free, forgivable loan of up to $15,000 to help plan and finance a secondary, self-contained dwelling unit in their home (e.g.

Verified June 2026See if I can get this →
INGERSOLL

Up to $780

LEAP / Winter Warmth Utility Assistance (Oxford County area)

This is emergency help with utility bills in the Oxford County area.

Easy to apply
Verified June 2026See if I can get this →
ONTARIO

Monthly money toward your rent

Rent Supplement Program (Service-Manager Landlord Agreements)

A landlord signs an agreement with the local service manager (e.g.

Verified June 2026See if I can get this →
TORONTO

Monthly money toward your rent

Commercial Rent Supplement Program for RGI Housing (Toronto)

Toronto partners with private market-rental landlords to secure units as rent-geared-to-income (RGI).

Verified June 2026See if I can get this →
ONTARIO

Funding for affordable housing

Development Charges Exemption for Affordable Residential Units (Ontario, Bill 23)

Under Ontario's Development Charges Act (amended by Bill 23, the More Homes Built Faster Act), new residential units kept affordable for 25 years are exempt from municipal development charges.

Verified June 2026See if I can get this →
TORONTO

Up to $3,245/year

Rental Housing Supply Program (Toronto)

Toronto's incentive program for new purpose-built rental housing.

Verified June 2026See if I can get this →
LONDON

Up to $45,000

Affordable Rental Housing Program (City of London - Dollars to Doors)

London's incentive that provides up to $45,000 per new affordable rental unit (as a loan) to offset construction costs, in exchange for keeping rents at 80% of CMHC average market rent for at least 25 years.

Verified June 2026See if I can get this →
ONTARIO

Emergency rent money

Rent Bank Programs (Ontario, service-manager administered)

Rent banks across Ontario give emergency help, usually a no-interest loan or in some areas a grant, if you are behind on rent or need a deposit, so you do not get evicted.

Easy to apply
Verified June 2026See if I can get this →
WINDSOR

Emergency rent money

Emergency Rent and Utility Assistance / Housing Stability Plan (Windsor-Essex)

The City of Windsor offers one-time emergency rent help to keep you from being evicted by covering rent you owe or first and last month's rent.

Easy to apply
Verified June 2026See if I can get this →
ONTARIO

Free local help

211 Ontario (housing information and referral)

211 is a free phone line and website that helps you find local help.

Takes some paperworkAnyone in Ontario can use it
Verified June 2026See if I can get this →
ONTARIO

Free local help

Indwell - supportive and affordable housing

Indwell is a Christian charity that builds and runs affordable housing across southern and southwestern Ontario.

Worth it, but there can be a waitlistYou qualify if you are an adult who needs affordable housing
Verified June 2026See if I can get this →
ONTARIO

Up to $780

Low-Income Energy Assistance Program (LEAP) - Emergency Financial Assistance

LEAP gives you a one-time emergency grant if you are behind on your electricity or natural gas bill and could be cut off.

Easy to apply
Verified June 2026See if I can get this →
SARNIA

Free local help

Inn of the Good Shepherd - Rent/Utility Support Program (Sarnia-Lambton)

The Inn of the Good Shepherd is a Sarnia-Lambton charity that helps you keep your home if you have an eviction notice or a utility shut-off notice.

Easy to apply
Verified June 2026See if I can get this →
ONTARIO

Free local help

Housing Help Centres (Ontario, service-manager funded)

Housing Help Centres are local non-profit offices that help you with housing problems for free.

Easy to apply
Verified June 2026See if I can get this →
LONDON

Free local help

St. Leonard's Community Services - Project Home (London & Region)

Project Home helps people 16 and older in London who are homeless or have faced repeated homelessness find and keep housing.

Easy to apply
Verified June 2026See if I can get this →
ONTARIO

Monthly money toward your rent

Canada-Ontario Housing Benefit (COHB)

This gives you money each month, paid right to you, to help pay rent in Ontario.

Worth it, but there can be a waitlist
Verified June 2026See if I can get this →
ONTARIO

Up to $1,408/month

Depends on your household size and income

Ontario Disability Support Program (ODSP) - Income Support (Shelter Allowance + Basic Needs)

ODSP gives you money each month if you have a disability and are in financial need.

Takes some paperwork
Verified June 2026See if I can get this →
ONTARIO

Up to $250/month

Depends on your household size and income

ODSP Special Diet Allowance

This adds extra money each month on top of your ODSP if you need a special diet for a medical reason.

Takes some paperwork
Verified June 2026See if I can get this →
ONTARIO

Up to $733/month

Depends on your household size and income

Ontario Works (OW) - Financial Assistance (Shelter Allowance)

Ontario Works gives you money each month if you are in financial need and willing to take part in job activities.

Takes some paperwork
Verified June 2026See if I can get this →
ONTARIO

Up to $113/month

Depends on your household size and income

Ontario Electricity Support Program (OESP)

This puts a credit on your electricity bill each month if your household has a lower income, so you pay less.

Easy to apply
Verified June 2026See if I can get this →
ONTARIO

Up to $780

Low-income Energy Assistance Program (LEAP) Emergency Financial Assistance

This is a one-time emergency grant if you are behind on your electricity or natural gas bill and could be cut off.

Easy to apply
Verified June 2026See if I can get this →
ONTARIO

Grant money

Ontario Renovates

This gives you money, usually as a loan you may not have to repay, to fix up your home or make it more accessible.

Easy to apply
Verified June 2026See if I can get this →
ONTARIO

Monthly money toward your rent

Homelessness Prevention Program (HPP) - Rent Supplements / Housing Allowances

This is provincial money given to local Service Managers, who use it for rent help, housing allowances, and emergency money to prevent homelessness.

Easy to apply
Verified June 2026See if I can get this →
Also worth knowing: money back at tax time (1)
2 programs no longer taking applications (with where to go instead)
Amounts and eligibility change. Confirm the current figure with the program administrator through the official link before you rely on it.