Housing Help
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Community / NonprofitCommunity / charity help OntarioVerified June 2026

Indwell - supportive and affordable housing

Indwell is a Christian charity that builds and runs affordable housing across southern and southwestern Ontario. It offers very affordable rents and, in some buildings, on-site support for people who have faced housing or mental-health struggles. It gives you a place to live, not cash for rent. Locations include Hamilton, London, Woodstock, Waterloo Region, Norfolk County, St. Thomas, and Mississauga.

What you get

Free local help

Who it's for

You qualify if you are an adult who needs affordable housing.

Start your application

This takes you to the official website

What to have ready

Documents they may ask for

  • Government ID for everyone in your household, if available
  • A copy of your lease or rent agreement
  • Recent rent receipt, ledger, or proof of what you owe
  • Recent pay stubs, benefit statement, or income proof
  • ODSP, Ontario Works, CPP, OAS, or other benefit statement if you have one
  • Recent bank statement, if the program asks for it

What to say when you call

Hi, I am looking for housing help. Can you tell me if this program fits my situation, what documents I need, and whether there is anyone who can help me apply?

Use the official page first, then call 211 if you are not sure where to start.

Can I get this?

You have a good chance if this sounds like you:

  • You qualify if you are an adult who needs affordable housing
  • For supportive units you also need support services, such as for mental-health challenges or past housing instability
  • The rules vary by building, and you apply building by building

What to do next

Check off each step as you go — we'll remember where you are.

Checkmarks are saved only on this device. We collect nothing.

The fine print

More details about the money

Indwell provides deeply affordable housing UNITS, not cash rent assistance. Rent levels vary by building. (The 70%-of-median-market-rent figure that appeared in the draft is specific to one Hamilton project as reported and is not a general Indwell guarantee, so it has been removed from this field to avoid overstating it.)

Amounts and eligibility change. Confirm the current figure with the program administrator through the official link before you rely on it.

The full eligibility rules

Adults who need affordable housing and, for supportive units, support services (e.g. mental-health challenges, history of housing instability). Specific tenant criteria vary by building and program; applications are by building.

Good to know

CONFIRMED via Indwell official pages: operates supportive/affordable housing in Hamilton, Woodstock, Norfolk County, London, Waterloo Region, Mississauga and St. Thomas (expanding to Chatham-Kent); 500+ apartments with ~400 more in development. Indwell provides housing units, not cash rent assistance. The 70%-of-median-market-rent claim was project-specific (Hamilton) and has been pulled from benefit_amount. Application processes are building-specific; confirm per-building details on indwell.ca. (Removed the 211southwest.ca third-party citation; kept official indwell.ca pages.)

Official sources we checked
Official program page
This is a summary to get you started — the official page always has the final say. Spot something wrong? Tell us.
This guide is published by Mithulan Perinpanayagam, CPA, CA, who also co-founds Foundation Capital, a private real-estate firm that operates rental housing. Foundation Capital does not set its rents based on anything on this site. This guide is information only — not financial, legal, tax, or benefits advice, and using it does not create a professional relationship. Always confirm current details with the program administrator through the official link before you rely on them.

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