Rental Housing Supply Program (Toronto)
Toronto's incentive program for new purpose-built rental housing. Its main delivery mechanism, the Affordable Rental and Rent-Controlled Housing Incentives (ARRCHI) stream, supports community housing providers and private organizations that include affordable rental units, with capital and fee relief in exchange for long-term affordability.
What you get
Up to $3,245/year
Who it's for
Community housing providers and private organizations building new purpose-built rental in Toronto.
This takes you to the official website
What to have ready
Documents they may ask for
- Government ID for everyone in your household, if available
- A copy of your lease or rent agreement
- Recent rent receipt, ledger, or proof of what you owe
- Recent pay stubs, benefit statement, or income proof
- ODSP, Ontario Works, CPP, OAS, or other benefit statement if you have one
- Recent bank statement, if the program asks for it
What to say when you call
“Hi, I found your housing support program and I want to check if I can apply. Can you tell me the current rules, documents needed, and the next step?”
Use the official page first, then call 211 if you are not sure where to start.
Can I get this?
You have a good chance if this sounds like you:
- Community housing providers and private organizations building new purpose-built rental in Toronto
- Some streams are limited to Community Housing Providers, and intake windows open and close by stream
What to do next
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The fine print
More details about the money
Incentives are delivered through ARRCHI and related streams and can include capital grants, pre-development loans, and development-charge / fee relief for affordable units. Affordable-rent caps range from about $899 (dwelling room) to about $3,245 (4-bedroom), adjusted annually. A separate Purpose-Built Rental stream that offered an indefinite deferral of development charges was closed at the time of research.
Amounts and eligibility change. Confirm the current figure with the program administrator through the official link before you rely on it.
The full eligibility rules
Community housing providers and private organizations building new purpose-built rental in Toronto. To access the ARRCHI affordable-rental incentives, at least 20% of a project's new units must be Affordable Rental housing kept affordable for a minimum of 40 years. Some streams are limited to Community Housing Providers, and intake windows open and close by stream.
Good to know
Partially corrected. VERIFIED on the page: ARRCHI stream, private organizations eligible, the 20%-affordable / 40-year requirement, and the affordable-rent caps (~$899 to ~$3,245). NOT FOUND on the page and therefore REMOVED from the headline benefit: the '15% property tax reduction for 35 years' and the 'New Multi-Residential subclass' claims. The indefinite DC deferral exists only under the Purpose-Built Rental stream, which was CLOSED at time of research, so it was reworded as not currently active. Confirm current open calls and any tax measures directly with the City before relying on a specific number.
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Funding for affordable housing
MLI Select (Multi-Unit Mortgage Loan Insurance)
CMHC's multi-unit mortgage loan insurance product that rewards landlords/developers who commit to affordability, energy efficiency and/or accessibility with better financing terms (higher loan-to-value/cost, longer amortizations and recourse flexibility).
Up to $15,000
Oxford County My Second Unit (Secondary Dwelling Forgivable Loan)
An Oxford County program offering homeowners an interest-free, forgivable loan of up to $15,000 to help plan and finance a secondary, self-contained dwelling unit in their home (e.g.
Up to $45,000
Affordable Rental Housing Program (City of London - Dollars to Doors)
London's incentive that provides up to $45,000 per new affordable rental unit (as a loan) to offset construction costs, in exchange for keeping rents at 80% of CMHC average market rent for at least 25 years.