Affordable Rental Housing Program (City of London - Dollars to Doors)
London's incentive that provides up to $45,000 per new affordable rental unit (as a loan) to offset construction costs, in exchange for keeping rents at 80% of CMHC average market rent for at least 25 years.
What you get
Up to $45,000
Who it's for
Private for-profit organizations, charitable/non-profit organizations, and Indigenous-led housing providers building, redeveloping or renovating to create a minimum of five affordable rental units in London.
This takes you to the official website
What to have ready
Documents they may ask for
- Government ID for everyone in your household, if available
- A copy of your lease or rent agreement
- Recent rent receipt, ledger, or proof of what you owe
- Recent pay stubs, benefit statement, or income proof
- ODSP, Ontario Works, CPP, OAS, or other benefit statement if you have one
- Recent bank statement, if the program asks for it
What to say when you call
“Hi, I found your housing support program and I want to check if I can apply. Can you tell me the current rules, documents needed, and the next step?”
Use the official page first, then call 211 if you are not sure where to start.
Can I get this?
You have a good chance if this sounds like you:
- Units must be capped at 80% of CMHC average market rent (adjusted annually) for at least 25 years
What to do next
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The fine print
More details about the money
Up to $45,000 per affordable rental unit constructed, structured as a loan tied to affordability covenants registered on title (effectively forgiven if affordability is maintained). Funding is available retroactively for permits issued after September 8, 2024.
Amounts and eligibility change. Confirm the current figure with the program administrator through the official link before you rely on it.
The full eligibility rules
Private for-profit organizations, charitable/non-profit organizations, and Indigenous-led housing providers building, redeveloping or renovating to create a minimum of five affordable rental units in London. Units must be capped at 80% of CMHC average market rent (adjusted annually) for at least 25 years.
Good to know
Verified live. The page confirms the $45,000/unit maximum, the minimum-five-units requirement, the 80%-of-CMHC-AMR cap for at least 25 years, retroactive eligibility for permits after September 8, 2024, and housingprograms@london.ca. Relevant to FC's London-area footprint. Rent cap (80% AMR) adjusts annually; confirm the current AMR figure and remaining funding before relying on it. A separate forgivable stream for additional residential units (ARUs) is also referenced on the same page.
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Funding for affordable housing
MLI Select (Multi-Unit Mortgage Loan Insurance)
CMHC's multi-unit mortgage loan insurance product that rewards landlords/developers who commit to affordability, energy efficiency and/or accessibility with better financing terms (higher loan-to-value/cost, longer amortizations and recourse flexibility).
Up to $15,000
Oxford County My Second Unit (Secondary Dwelling Forgivable Loan)
An Oxford County program offering homeowners an interest-free, forgivable loan of up to $15,000 to help plan and finance a secondary, self-contained dwelling unit in their home (e.g.
Up to $3,245/year
Rental Housing Supply Program (Toronto)
Toronto's incentive program for new purpose-built rental housing.