Affordable Housing Program - Quebec (Programme d'habitation abordable Quebec / PHAQ)
A Societe d'habitation du Quebec funding program that financially supports the construction and renovation of affordable rental housing for low- and moderate-income households and people with particular housing needs. Aimed at developers, non-profits, cooperatives, municipalities and housing offices, not directly at tenants.
What you get
Funding for affordable housing
Who it's for
Applicants carry out new construction or renovation of affordable rental housing targeting one or more eligible clienteles.
This takes you to the official website
What to have ready
Documents they may ask for
- Government ID for everyone in your household, if available
- A copy of your lease or rent agreement
- Recent rent receipt, ledger, or proof of what you owe
- Recent pay stubs, benefit statement, or income proof
- ODSP, Ontario Works, CPP, OAS, or other benefit statement if you have one
- Recent bank statement, if the program asks for it
What to say when you call
“Hi, I found your housing support program and I want to check if I can apply. Can you tell me the current rules, documents needed, and the next step?”
Use the official page first, then call 211 if you are not sure where to start.
Can I get this?
You have a good chance if this sounds like you:
- Applicants carry out new construction or renovation of affordable rental housing targeting one or more eligible clienteles
What to do next
Check off each step as you go — we'll remember where you are.
Checkmarks are saved only on this device. We collect nothing.
The fine print
More details about the money
Project-based capital funding for affordable rental housing construction or renovation. No fixed per-unit dollar figure is stated on the official pages reviewed; amounts are set per project under the program's regulatory framework.
Amounts and eligibility change. Confirm the current figure with the program administrator through the official link before you rely on it.
The full eligibility rules
Applicants carry out new construction or renovation of affordable rental housing targeting one or more eligible clienteles. Four streams: Volet 1 (projects for low- or moderate-income households), Volet 2 (projects for people with particular housing needs), Volet 3 (highly prefabricated multi-unit housing initiative), and Volet 4 (projects by qualified developers for low- or moderate-income households).
Good to know
French name: Programme d'habitation abordable Quebec (PHAQ); successor to AccesLogis Quebec for new affordable-housing development. The four streams (Volet 1 low/moderate-income households, Volet 2 particular housing needs, Volet 3 highly prefabricated multi-unit, Volet 4 qualified developers) are confirmed verbatim on quebec.ca. Landlord/developer-facing capital program. No per-unit dollar amount is published on the pages reviewed; funding and exact mechanics are governed by the program normes and periodic calls for projects, so confirm the current call and stream rules before applying. Confidence medium because the dollar specifics are not stated on the official pages. [Merged from multiple program listings.]
Official sources we checked
- https://www.quebec.ca/habitation-territoire/construction-renovation/construction-logements-abordables/programme-habitation-abordable-quebec/a-propos-programme-habitation-abordable-quebec
- https://www.quebec.ca/habitation-territoire/construction-renovation/construction-logements-abordables/programme-habitation-abordable-quebec
People also look at
Funding for affordable housing
MLI Select (Multi-Unit Mortgage Loan Insurance)
CMHC's multi-unit mortgage loan insurance product that rewards landlords/developers who commit to affordability, energy efficiency and/or accessibility with better financing terms (higher loan-to-value/cost, longer amortizations and recourse flexibility).
Up to $15,000
Oxford County My Second Unit (Secondary Dwelling Forgivable Loan)
An Oxford County program offering homeowners an interest-free, forgivable loan of up to $15,000 to help plan and finance a secondary, self-contained dwelling unit in their home (e.g.
Up to $45,000
Affordable Rental Housing Program (City of London - Dollars to Doors)
London's incentive that provides up to $45,000 per new affordable rental unit (as a loan) to offset construction costs, in exchange for keeping rents at 80% of CMHC average market rent for at least 25 years.