Old Age Security Allowance (for 60-64 year olds)
This gives you a tax-free payment each month if you are 60 to 64, have a low income, and your partner gets the Guaranteed Income Supplement. It helps your household with housing and other costs. You can get up to $1,409.72 a month. The amount depends on your combined income.
What you get
Up to $1,409.72/month
Who it's for
You qualify if you are 60 to 64, have a low income, live in Canada, and your partner can get the GIS.
This takes you to the official website
What to have ready
Documents they may ask for
- Government ID for everyone in your household, if available
- A copy of your lease or rent agreement
- Recent rent receipt, ledger, or proof of what you owe
- Recent pay stubs, benefit statement, or income proof
- ODSP, Ontario Works, CPP, OAS, or other benefit statement if you have one
- Recent bank statement, if the program asks for it
What to say when you call
“Hi, I am looking for housing help. Can you tell me if this program fits my situation, what documents I need, and whether there is anyone who can help me apply?”
Use the official page first, then call 211 if you are not sure where to start.
Can I get this?
You have a good chance if this sounds like you:
- You qualify if you are 60 to 64, have a low income, live in Canada, and your partner can get the GIS
- Apply 6 to 11 months before you turn 60, or as soon as you can if you are already 60 to 64
What to do next
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The fine print
More details about the money
Up to $1,409.72 per month when your spouse or common-law partner receives the GIS and the full OAS pension. The amount depends on your combined income and is reviewed quarterly (January, April, July, October) against the cost of living.
Amounts and eligibility change. Confirm the current figure with the program administrator through the official link before you rely on it.
The full eligibility rules
You are 60 to 64 years old, have low income, are a Canadian resident, and your spouse or common-law partner is eligible to receive the GIS. Apply 6 to 11 months before you turn 60, or as soon as possible if you are already 60 to 64.
Good to know
Confirmed on the official OAS Allowance page read directly in-browser: up to $1,409.72/month (spouse receives GIS and full OAS), ages 60-64, low income, spouse eligible for GIS, apply 6-11 months before turning 60. Amount is indexed and reviewed quarterly. A related Allowance for the Survivor exists for low-income widowed people aged 60-64.
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