Canada Greener Affordable Housing (Retrofit + Pre-Retrofit Funding)
CMHC program providing low-interest repayable and forgivable loans (plus pre-retrofit contributions) for deep energy retrofits of existing multi-unit affordable/community housing buildings, to cut energy use and greenhouse-gas emissions. This is the multi-unit (MURB) retrofit pathway relevant to landlords (distinct from the homeowner-focused Canada Greener Homes Loan run by Natural Resources Canada). NOTE: the application portal is currently CLOSED (budget fully committed).
What you get
Up to $170,000
Who it's for
Affordable/community housing providers of existing multi-unit residential buildings.
This takes you to the official website
Depends on your household size and income.
What to have ready
Documents they may ask for
- Government ID for everyone in your household, if available
- A copy of your lease or rent agreement
- Recent rent receipt, ledger, or proof of what you owe
- Recent pay stubs, benefit statement, or income proof
- ODSP, Ontario Works, CPP, OAS, or other benefit statement if you have one
- Recent bank statement, if the program asks for it
What to say when you call
“Hi, I found your housing support program and I want to check if I can apply. Can you tell me the current rules, documents needed, and the next step?”
Use the official page first, then call 211 if you are not sure where to start.
Can I get this?
You have a good chance if this sounds like you:
- Affordable/community housing providers of existing multi-unit residential buildings
- The building must be primarily residential, have at least 5 units or beds, and be at least 20 years old
What to do next
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The fine print
More details about the money
Retrofit funding: CMHC funds up to 100% of eligible retrofit costs, up to $170,000 per unit combining low-interest repayable and forgivable loans. The forgivable portion is the lesser of $85,000 per unit or 80% of eligible retrofit costs, with low-interest loans financing the rest. Pre-retrofit funding: contributions for energy audits, energy modelling and building condition assessments, up to a maximum of $130,000 per project.
Amounts and eligibility change. Confirm the current figure with the program administrator through the official link before you rely on it.
The full eligibility rules
Affordable/community housing providers of existing multi-unit residential buildings. The building must be primarily residential, have at least 5 units or beds, and be at least 20 years old. Projects must meet an affordability requirement via municipal, provincial, territorial, Indigenous-government or CMHC program criteria.
Good to know
Verified against the live CMHC page: '...sufficient applications to fully commit its budget. The application portal is now closed.' Per-unit figures confirmed: up to $170,000/unit combined, forgivable = lesser of $85,000/unit or 80% of eligible retrofit costs; pre-retrofit up to $130,000/project; eligibility 5+ units/beds, 20+ years old, primarily residential, affordability test. This is the MURB/affordable-housing retrofit program; do NOT confuse it with the homeowner Canada Greener Homes Loan (Natural Resources Canada). Per-unit figures may change in any successor intake.
Official sources we checked
- https://www.cmhc-schl.gc.ca/professionals/project-funding-and-mortgage-financing/funding-programs/all-funding-programs/canada-greener-affordable-housing-program
- https://www.cmhc-schl.gc.ca/professionals/project-funding-and-mortgage-financing/funding-programs/all-funding-programs/canada-greener-affordable-housing-program/pre-retrofit-funding